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Turn credit
into capability.

Access your available credit and move it to where your business needs it.

Payova App
FEATURES

Use. Pay. Connect.

Three things your money should always be able to do, without delays, restrictions, or gatekeepers.

Use Credit How You Want

Cover expenses, fund inventory, or fuel expansion using your available credit.

Pay Anyone, Anywhere

Send money to vendors, contractors, landlords, and partners. Payroll, rent, wires, ACH all from your credit.

Connect Your Platforms

Push funds to any bank, brokerage, or payment app in a few taps. Your money flows wherever your business needs it.

HOW IT WORKS

Simple as one,
two, three.

01

Make an Account

Sign up in minutes and verify your ID. Your account is ready to use right away.

02

Connect Your Card

Link your business credit card securely. Bank-level encryption protects your information from day one.

03

Fund Your Wallet

Choose how much to move and where it goes. Confirm and your funds are on their way.

The platform
built for movement.

Connect your card.

Link your business credit card, access your available limit, and put it to work for your business. Cover expenses, fund operations, and keep things moving.

Open an Account
Payova app

Choose your speed.

Select how much to move to your bank account and pick your delivery speed. Standard transfers arrive in 2-3 business days at no extra cost.

Start a Transfer
Payova transfer

Your money, confirmed.

Every transfer ends with total clarity. Real-time confirmations and notifications so you always know exactly where your money is.

See It in Action
Payova confirmed
INTEGRATIONS

Move money
where it needs to go.

Your credit. Every bank. Every platform. No friction, no delays, no gatekeepers.

Payova platform connections

Brokerages

Allocate capital directly to brokerage and treasury accounts. Reduce funding delays and keep your business positioned to act.

Robinhood Charles Schwab TD Ameritrade

Bank Platforms

Send funds directly to any U.S. business bank account. Compatible with 99% of financial institutions with no routing friction.

Chase Bank of America Wells Fargo Amex

Digital Asset Platforms

Fund digital asset accounts and Web3 business operations using your available credit. Extend your capital into the digital economy.

Coinbase Bitcoin Ethereum

Vendor & Supplier Payments

Disburse to vendors, suppliers, and service partners directly from your credit. Streamline accounts payable without touching your cash reserves.

PayPal Cash App bill.com
Payova security vault
SECURITY

Built like
a vault.

Every dollar that moves through your account is protected by bank-level encryption, real-time fraud detection, and fully licensed financial infrastructure.

Real time fraud detection, every transaction monitored
256 bit encryption, bank grade security on every transfer
Identity verified accounts, every user KYC verified at signup
FDIC insured, your funds are protected
Licensed infrastructure by Kashu

Ready to move?

Join thousands of businesses accessing their credit the smarter way.

Get Started